For Minnesota employers with 20–250 employees
ESG uncovers smarter healthcare, benefits, and retirement strategies designed to reduce unnecessary costs while improving employee value.
64-person company · 24 enrolled on health plan
$143,000 total annual savings
Family of three
$19,266 Annual healthcare cost reductionExposed hidden costs most families never question.
Health sharing, alternative healthcare strategies, employer optimization, group co-op solutions, and UnifyWell Benefits strategies. We find the approach that fits your workforce and your budget.
Designed for employers facing rising traditional group health costs. We structure co-op arrangements that separate employer and employee savings, giving your CFO the numbers they need.
Transparent, independent retirement plan reviews. We aggressively benchmark plans to uncover excessive fees and improve competitiveness. Data-driven, fiduciary-focused, employer-first.
Minnesota businesses with 20–250 employees who suspect they're overpaying but don't have the time or tools to prove it.
Premiums are projected to increase 10% in 2026. Most employers absorb it. ESG finds alternatives.
Your current broker profits from commissions on the plans they sell you. ESG's incentives align with yours: savings.
Better benefits at lower cost means stronger value propositions for the people you need to keep.
Annual renewal increases compound. A 10% hike this year is $100K+ over five years. We stop the bleed.
Many employers pay 2x what they should for retirement plan administration. We benchmark, expose, and renegotiate.
Band-aids don't work. ESG builds benefit structures designed to remain competitive for years, not just the next renewal.
ESG exists to change that. One savings review at a time, starting in Minnesota.
employer-saving-group@polsia.app